Know your dental facts before making decisions

5 of the Top Dental Insurance Providers

Who are the best dental insurance providers? Here are the top 5 in our opinions.

Oral hygiene is an important aspect of overall health, although visiting the dentist for check-ups and dental work can be an expensive business at times. For this reason it can be a good idea to have some form of insurance to help cover the cost of this, and some of the top dental insurance providers to consider include the following.

Aetna Dental

Aetna is one of the top health insurance companies around and this includes the dental insurance they have available. The company offers dental insurance in a couple of ways. The first of these is purchasing it as an addition to a standard health insurance plan, and this can be a simple way to get comprehensive health insurance from one provider. However in four states Aetna also offers dental insurance as a stand-alone product and this is available to those that live in Arizona, Delaware, Illinois and Pennsylvania. The stand-alone insurance is a PPO plan that covers a variety of services including preventative care, basic care and major treatment. Aetna also offer a range of dental plans, which can be used as an alternative to traditional dental insurance and this can be another good reason to look at the company for dental coverage.

Ameritas Group

Ameritas Group is a division of the Ameritas Life Insurance Corporation, with their focus being on providing dental and eye care insurance. This can make them a good option to look to for dental insurance, which is typically offered nationwide. They have options such as My Dental Plan, which is available for families and individuals and enables those using it to visit any dentist. The plan offers three options to suit the level of coverage required, with annual maximums of $500, $1,000 and $1,500 available. The insurance also includes benefits such as reduction of the cost of purchasing prescription drugs through Walmart or Sam’s Club. Depending on the annual maximum chosen, the insurance can offer from 50% to 100% coverage of preventative, basic and major dental treatments, and Ameritas Group can therefore be a good dental insurance provider to consider.


For residents of California, Florida and Texas, Met Life can be a good choice of dental insurance provider. They offer dental insurance through their affiliate SafeGuard Health Plans, and there are a few advantages to choosing them. They have two plans to choose from including the Classic Choice or Premier Choice and these offer benefits such as low out-of-pocket expenses, coverage of around 245 dental services, no waiting periods and no annual maximums. While the insurance is limited to a few states, it can be a good choice for residents that live there.


CIGNA is another of the major health insurance companies that offers stand-alone dental insurance plans. They have a few options to choose from, including the Dental Care DHMO, the Dental PPO, the Dental EPO, and the CIGNAS Flex Advantage Plan. This provides a variety of choice to find suitable dental insurance, with some of the benefits of the various plans available including the option to visit any dentist from a nationwide network of providers, no deductible to meet, and no annual dollar maximum. With the variety of insurance plans they have available, CIGNA can be a good dental insurance provider to consider for finding a plan that suits your dental needs.

Delta Dental

Delta Dental is one of the top dental insurance providers in the US, with customers in their millions looking to the company to provide them with dental coverage. As their focus is on dental insurance, it can make them a good company to look to for this type of insurance and one of their major benefits is the large number of dentists across the country which are contracted to company. This makes them a convenient choice for many customers, with convenient access to a local dentist. Other benefits that can be gained by choosing Delta Dental include lower out-of-pocket expenses and greater savings on a wide variety of dental treatments, and the benefits that they provide can make them a good choice for the provision of dental coverage.

Everyone needs to look after their teeth and gums, and while regular brushing and flossing will help to reduce the chances of problems developing, it is still important to visit a dentist on a regular basis. To help with the cost of this, investing in suitable insurance can be a sensible option and the dental insurance providers shown above are some of the best to look to. Any one of these can provide suitable insurance, and with a little research it should be possible to find a product from one of them that suits your needs for dental care.


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