Know your dental facts before making decisions

5 Advantages of Discount Dental Plan Cards

It may pay for you to go with a dental discount plan over insurance. Here are five reasons why.



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While dental insurance is oftentimes something that people really should get, so that you can be sure that you have all the coverage that you need when it comes to taking care of your teeth, it can also be quite expensive. For what you have to pay out in your premiums per year, you’ll find that you’re actually not saving anything with regular dental visits, and you can actually end up paying out more than if you just paid for the trips yourself. So instead, consider going with a dental discount plan.

These are set up somewhat differently than insurance, in that it just provides you discounts instead of actual insurance coverage to pay claims. The reason that you can usually get away with a dental discount plan over insurance, is because dentistry is something that people require a lot less often, and most operations could be paid out of pocket by the average person, if necessary. Plus there are several common advantages that you’re going to find through having that discount card in your wallet. In fact, here are the top 5 advantages of being a dental discount card carrier, and what you can expect with these types of discounts:

1) What is a discount dental plan?

Basically this is a plan that works like insurance in some ways, but then not in other ways. For example, what you’re going to find with this type of a plan you’re going to still have to pay a monthly fee as a part of your membership. That’s what gives you access to the card. But that fee is a lot less expensive than what you would end up paying for actual insurance, and in fact will be a fraction of the cost you would otherwise pay in the end.

For that money, you then gain access to a special type of card, as well as other coupons, so long as you visit the dentists within your network. Depending upon where you have the card, whether you have an Aetna discount dental plan or one provided by Cigna or another common insurance company will dictate which dentists will provide you with any type of coverage.

2) Great discounts on annual cleanings.

Everyone should have a teeth cleaning at least once a year, or even twice a year. That way, you can keep your teeth ship shape, and healthy for just about your whole life. With the right type of discount dental card, you can actually cut the price that you would end up paying in half, or save at least a good 20%. That can equal out what insurance would have done, and you’ll be paying quite a bit less for the privilege as well. Of course you do have to pay attention to special regulations on how the discounts for standard cleanings can be used, and that’s something to watch out for.

3) Big discounts on major medical procedures.

Let’s say that something is found that requires some major surgery when you visit the dentist, taking care of this normally could present a huge insurance hassle. But with dental discount plans, you’ll find that you’re instead able to just get a discount on the surgery that you need, and then only end up paying a fraction of the cost that you would otherwise be facing

4) Bonuses for cosmetic procedures.

This is another big one that most discount plans can provide for you at least once throughout your membership. While standard types of insurance plans usually do not cover cosmetic surgeries, in most cases these discount cards are going to be able to do just that. This way, you can be sure that you’re able to better afford veneers, or even a dental implant if you need to have a tooth replaced totally.

5) Most plans also feature large networks.

This way, you have a large network of providers to choose from so that you can get the type of care that you really need for your teeth, that much more easily. Let’s say you visit once dentist, and you didn’t really like the way that you were treated, or the way that the procedure went down. You have the option to visit another provider in the network, and still have your dental discount plan be totally valid as well.

 

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